The basic 15-hour structure
The standard 15 hours are divided into five areas:
- 3 hours of legal update
- 3 hours of insurance and financial management
- 3 hours concerning operation of the community association’s physical property
- 3 hours concerning human resources topics related to community association management
- 3 hours of additional instruction in an approved area or in courses directly related to managing or administering community associations
This distribution matters — completing 15 hours in one appealing subject won’t satisfy the category requirements. Review the credit designation for every course and compare your totals against the renewal requirements yourself.
Legal update
The legal-update category helps managers remain current on statutes, administrative rules, professional obligations and legal developments affecting community associations. DBPR’s course search distinguishes approved legal-update offerings, and licensees should select the correct requirement and renewal-period course.
Insurance and financial management
This category may address association budgeting, financial reporting, insurance coverage, claims, risk, reserves, assessments, and related management responsibilities. A general accounting or insurance presentation does not necessarily carry approved CAM credit in this category.

Physical property
Physical-property education concerns the operation and maintenance of association property. Topics may include building systems, maintenance planning, inspections, vendors, contracts, storm preparation, and other operational responsibilities.
Human resources
Human-resources education can include employee relations, supervision, communications, disaster preparedness, and effective interaction with residents and vendors. The course listing should identify the approved CAM category rather than leaving the participant to infer it from the title.
Additional instruction
The final three hours provide flexibility for other approved subjects related to community association management or administration. That flexibility does not remove the need to satisfy the four required three-hour categories.